Accidental Death and Dismemberment

(These pages are being re-written and will be updated shortly. Until updated, the text may not be accurate)

The amount of Accidental Death and Dismemberment benefit as at July 1 2012 is $100,000 to age 65, reducing 50% per year thereafter and terminating at age 70.

Should you suffer an accidental loss of a type described in the Schedule of Losses below, and provided such loss results from accidental injury and occurs within 365 days of the accident, and provided you are covered for the benefit at the time of the accident, the following benefits are payable:

Schedule of losses

Type of Loss Benefit Payable
Loss of life 100% of the principal sum (as of July 1 2012 the principal sum is $100,000 as outlined above)
Sight of both eyes 100% of the principal sum
Both hands or both feet 100% of the principal sum
One hand or one foot and the sight of one eye 100% of the principal sum
One hand and one foot 100% of the principal sum
Speech and hearing in both ears 100% of the principal sum
Quadriplegia 200% of the principal sum
Hemiplegia 200% of the principal sum
One leg or one arm 75% of the principal sum
Speech or hearing in both ears 75% of the principal sum
One hand or one foot 75% of the principal sum
Sight of one eye 75% of the principal sum
Thumb and index finger of the same hand 33.33% of the principal sum
Four fingers of the same hand 33.33% of the principal sum
Hearing in one ear 25% of the principal sum
Four toes of one foot 25% of the principal sum

Some exclusions may apply. For more information, please contact the Plan office.